It isn’t as difficult as you might think to get a student loan. However, the requirements vary depending on the student loan program you wish obtain.
Your first step to getting a student loan is to file the Free Application for Federal Student Aid (FAFSA). The FAFSA is your application for federal student loans such as the Direct Stafford Loan. It will also determine what other types of government financial aid you will qualify to receive. Once you have exhausted all other financial aid options, you may still have costs you need to cover. Banks and other lenders make private student loans available as an
alternative to federal student loans.
Private student loans can be used to bridge the gap between what federal, state and scholarship assistance provide and your remaining expenses. Private student loans are based on credit and in most cases, you will need a credit-worthy co-signer in order to obtain one.
Use our online loan comparision tool on the right to see what options are available to you. Then, apply online to get a student loan that’s right for you.