Federal Student Loan Consolidation

A Consolidation Loan allows you to combine all the federal student loans you received to finance your college education into a single loan. Consolidation can significantly lower your monthly payment, offers the security of a fixed interest and provides the convenience of making one single payment each month.

Visit our consolidation loan eligibility page to apply for student loan consolidation.

Most federal education loans are eligible for consolidation, including subsidized and unsubsidized Direct and FFEL Stafford Loans, SLS, Federal Perkins Loans, Federal Nursing Loans, and Health Education Assistance Loans. Private education loans are not eligible. PLUS Loan borrowers (parent borrowers) also can consolidate their loans.