What to Look For in a Student Loan Cosigner

student loan cosigner requirements

If you’re thinking about taking out a private student loan for college, chances are you’ll need a cosigner to get one. Very few students meet the qualifications for securing a loan on their own, so getting your student loans with cosigner may be a necessity.  In fact, “more than 90 percent of private student loans for undergraduate students…require a creditworthy […]

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Student Loans & Credit Scores

do student loans affect credit score

To get a private student loan, credit is a critical factor. If you’ve shopped around recently for private student loans, you’ve probably found out that you need a healthy credit score, or a cosigner with good credit, to qualify. Are you wondering do student loans affect credit score? There are a variety of factors that are considered, including your payment […]

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Should You Consolidate Student Loans?

Student Loan Consolidation - Should You Consider It?

When you graduate from college, you may find that you have multiple student loans, such as federal, private or a combination of both. It will be your responsibility to know when the grace period on each ends and repayment begins. If you are well-organized and have kept up with your lenders, this should not be an issue, but […]

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Unique New Lenders and Their Innovative Options

Innovate Student Loan Lenders and Types of Student Loans

There’s been big news in the student loan-isphere this week, ladies and gents. According to Forbes.com, there are a lot of changes happening with student loan lenders. The number of lenders has been skyrocketing due to the introduction of student loan refinancing a few years back, and the increase in lenders has lead to an increase in options. Borrowers now […]

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Finding the FAFSA Frustrating? FAFSA Changes Are Coming

Changes to FAFSA

President Barack Obama announced that some significant changes are being made to the FAFSA (Free Application for Federal Student Aid) in hopes of making it an easier process. Anyone who has filled out the FAFSA can tell you that once you reach the third or fourth page and it starts asking for your driver’s license number, parent’s […]

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6 Things You Should Really Know About Your Student Loans

What to Know About Student Loans - 6 Things You Should Know About Your Student Loans

When it comes to student loans nothing is straight forward, which is why it’s important to stay informed and fully understand the small print, so here are 6 things you should know about your student loans.  Student loans come with a lot of work, a lot of paperwork, and a lot of fine print. There are […]

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7 Mobile Apps that Will Help You Save Money

Money Saving Apps - Find Mobile Apps to Help you Save Money - mobile apps that can save you money

College is an expensive investment, so finding ways to increase your savings during the years leading up to it, as well as during it, is a must. There are traditional methods, such as 529 Plans and prepaid college savings accounts, which offer you the ability to make contributions over several years, but you shouldn’t limit your saving […]

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Is it Ever a Good Idea to Pay Tuition with a Credit Card?

Can You Pay Tuition with a Credit Card?

For many consumers, the most readily available source of credit can be found right in their wallet.  We have credit cards for general uses, loyalty, gas, and merchants.  Some of our general use cards, like a bank-issued Visa or MasterCard, may even have a fairly high credit limit.  With such easy access to financing, you might […]

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Can the Interest on Your Student Loan Save You Money on Your Taxes?

Can You Claim Student Loan Interest On Taxes to Save Money - is student loan debt tax deductible?

Student loan holders, check your emails and your mail boxes! A form might be coming your way that could save you some money! Student Loan Interest = Tax Deduction? Private student loans = Tax Deduction? Student loan interest, in some cases, is tax deductible. As we head into tax season, some student loan providers will […]

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There’s a New Bill to Help Student Loan Borrowers to Avoid Late Fees

Legislation Information - avoid late student loan payments

When paying off your student loans, there’s one thing you don’t want; late fees.  Late fees can throw off your budget, delay future payments, and ultimately increase the buildup of interest, costing you more money in the long run. Often with the complexities of lenders, students might miss payments through no fault of their own […]

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