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Student Loan Finder

Find private student loans using our fast and free Loan Finder. Get matched with student loan options you can apply for today!



Finding student loans for college with our Loan Finder is as simple as answering a few questions. We make it easy by providing help for every question we ask and explain complicated loan terms in language that’s easy to understand.

When you answer our short questionnaire, we will search our database for loan programs that meet your needs.


We present loan programs using the criteria you enter and that means you’ll be able to compare your college loan options based on terms specific to your borrowing requirements. You’ll find out your estimated monthly loan payment, the total cost of the loan and the APR.

You can use these attributes to compare one loan to another.  We take the guesswork out of choosing the loan that fits you best.


Once you have compared your student loan options, applying for your loan is as simple as clicking the ‘Apply’ button. When you do, you will be directed to your lender’s online application.

Most lenders will notify you right away about the status of your application. Online applications and instant approvals mean you can get back to focusing on completing your studies rather than worrying about financing your education.

8 Steps to Applying for Financial Aid

If it’s your first time applying for financial aid, you may be feeling overwhelmed. Relax. Here are the 8 must do things you need to do as part of your financial aid journey.

  1. Confirm Your FAFSA Deadline
  2. Complete Your FAFSA
  3. Wait For Your School To Confirm Your Aid Eligibility
  4. Max out on Work Study, Federal Loans & Grants
  1. Determine Military Benefits
  2. Apply for Scholarships
  3. Confirm 529 Funds
  4. Apply For Private Student Loans


Compare Private Student Loans

You may compare college student loans to find the perfect one that could cover expenses and can be repaid. Learn about how to compare student loans with this helpful guide.

Student Loans For Trade School

If a trade school route is in consideration for you, there may be ways to find available financing if you qualify. Learn more about how to apply for student loans for trade school.

What Costs Do Student Loans Cover ?

Many students, are unsure about what expenses the FAFSA or a private student loan can actually cover. Most understand that the funds should be used for education-related expenses and not wasted on unnecessary items, such as alcohol or a new PS4, but determining what qualifies as an eligible…

How Do You Get Student Loans Without A Job

Getting a student loan without a job may be possible when you have a cosigner. A cosigner is someone who may be willing to make your payments. Private lenders usually will accept this payment arrangement. They may willing take on the financial risk when two people make payments.

Do I Borrow Student Loans For One Year or All Years

First things first–let’s get the answer to the question out of the way.  A student may only borrow up to the cost of attendance determined by the school minus financial aid including other student loans.  The amount a student is eligible to borrow is the remainder of that equation and it can only…

Student Loan Bankruptcy

If you have student loans and file for bankruptcy, it may discharge your loans. Discharged loans are canceled, or ‘wiped out’. According to Lendedu, 32% of consumers filing for Chapter 7 Bankruptcy also carry student loan debt.

How America Pays For College
You won’t believe these college cost stats!

Students expect to step up! When it’s time to pay back college loans, 84% of students with loans expect to be solely responsible for loan payments.

Sallie Mae®, 10th national study



Annual Percentage Rate (APR)

The APR is the amount of interest paid on a debt each year. If a loan has an APR of 25%, then you will typically pay a quarter of the balance each year in interest and other fees.


Amount of money due on a loan before interest. This is what you need to pay off to avoid further interest charges.


Many private loans require a prospective borrower obtain a creditworthy co-signer. A co-signer executes a promissory note in tandem with the primary borrower of the loan and assumes all obligations under that note in the event the primary borrower fails to repay.


Creditworthiness is a subjective description applied to borrowers who meet the credit granting criteria of a lender. To be deemed creditworthy, a lender will review a prospective borrower’s credit history and other factors such as income and debt to draw a conclusion regarding whether or not to extend an offer of credit.

Dependent Student

A dependents student cannot answer yes to any of the following at the time they file the FAFSA:

  • I’m 24 years old
  • I’m married
  • I’m a veteran
  • I’m a graduate or professional student
  • I have dependents other than a spouse
  • I’m an orphan or ward of the court

Grace Period

When a student graduates, stops attending or fails to meet a minimum attendance requirement such as half-time enrollment, a grace period in which repayment on the student’s loan is not required may be provided under certain loan program. 

For an exhaustive list of student loan definitions see our loan glossary.

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